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Welcome To Consumer Mortgage Services, Inc.

At Consumer Mortgage Services, Inc., We represent a wide range of conventional and FHA lenders. We also have several non-agency and portfolio loan products. In addition, if you are HARP eligible ( not having enough equity to do a regular type of refinance ) we have both Fannie Mae & Freddie Mac HARP products with very competitive rates.

If you are interested in reducing the term of your mortgage the 15 year and 10 year rates are still near historic lows.We offer rental property loans at very competitive rates. If you would like to take out cash to do home improvements, or to pay off other debt, up to 80% of the appraisal value is available to you.

We work with a wide variety of investors. This allows us to get you the best rates on all types of loan programs including: 30 year mortgages, 20 year mortgages, 15 year mortgages, 10 year mortgages, 1 year ARMS, 3 year ARMS, 5 year ARMS, and 7 year ARMS. We also offer Jumbo loans, Home Equity Lines of Credit, Fixed rate 2nd mortgages, FHA, USDA, FHA reverse mortgages and Commercial loans. Whether your loan scenario calls for Non-Owner Occupied (Investor), Vacation home, or Multi-Family, we also offer loan programs to fit those needs.

We encourage you to check with the BBB and all regulatory agencies to verify the license status of Consumer Mortgage Services, Inc. and Mark J. Einhorn.

Consumer Mortgage Services Inc. NMLS# 372599
Mark J. Einhorn NMLS# 210201
State of Colorado Lic. # 100007758

E mail: consumermortgageservices@gmail.com




We can help you lock in a long term fixed rate and get you out of your adjustable rate mortgage. Interest rates are near historic lows for many of the available loan products offered. If you are considering reducing the term of your existing mortgage, you may save thousands of dollars in interest when reducing the term of your mortgage.

If you are considering paying off other debt, a refinance to incorporate your other debt might be a very viable option.



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Latest News

Time Warner CEO says only AT&T approached with offer

Chairman and CEO of Time Warner Jeff Bewkes arrives at the 2011 Time 100 Gala ceremony in New York(Reuters) - Time Warner Inc Chief Executive Jeff Bewkes said on Monday that AT&T Inc was the only company to make a takeover approach for the media group. AT&T said on Saturday it had agreed to buy Time Warner for $85.4 billion, or $107.50 per share, to gain control of cable TV channels HBO and CNN, film studio Warner Bros, and other coveted media assets. Several media outlets had reported that Apple Inc had also been interested in acquiring Time Warner.

Find Your Payment*

Term Rate APR Payment
30 Year 3.625% 4.221%
20 Yr Fxd 3.50% 4.120%
15 Yr Fxd 2.875% 3.331%
10 Yr Fxd 2.75% 3.260%
7 Yr ARM 2.875% 3.291%
5 Yr ARM 2.75% 3.729%

*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.


What People Are Saying

Consumer Mortgage Services, Inc. was perfect to work with. Mark was able to determine which was the very best program that should be used, he was also able to give us a full list of documents that were needed which made the whole process much easier and quicker. We were able to get our loan closed within 30 days.


One of the best things our Realtor did for us was to take us to Mark at CMS to get our loan done.  He is a true professional and we thank him so much for everything.  We never thought getting a loan could go as smoothly as it did.